Holiday Gift Card Deals

We've all been there-holiday shopping season hits, and the pressure to choose the perfect gift card is overwhelming. The Visa $100 Gift Card (with a $5.95 purchase fee) might seem like a straightforward option, but we found it to be more nuanced than it appears. While the fee feels like a small price to pay for the convenience of a widely accepted card, it's worth noting that the effective value is slightly less than the face amount. However, the card's flexibility-usable at millions of retailers, both online and in-store-makes it a compelling choice for those prioritizing versatility over pure cost savings. What surprised us was the data revealing that gift cards often end up unused or underutilized, turning the purchase fee into a quiet but meaningful trade-off. Still, for the right recipient and the right occasion, the Visa card's seamless integration into everyday spending could make the extra cost feel like a worthwhile investment.